ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION) — financial distillation
Annual history (10-K)
Quarterly history (10-Q)
Two headline lines are shown to start. Click any item in a legend to add or remove it — every figure on the chart is one the table below also carries, for the period it names.
In brief, from the full filed history
- Revenue grew from $412.0M (period ending 2018-12-31) to $529.0M (period ending 2025-12-31) — a 3.6% annual pace across 7 year(s) of filed history.
- Net margin compressed from 214.6% to 169.9% over that same span.
- Across 21 tracked quarters, the strongest was $141.0M (quarter ending 2026-06-30) and the weakest was $94.0M (quarter ending 2020-06-30).
Annual — most recent 10-K
| Line | Value | Period ends | Form | Filing |
|---|---|---|---|---|
| Revenue | $529.0M | 2025-12-31 | 10-K | 0000109380-26-000046 |
| Net income | $899.0M | 2025-12-31 | 10-K | 0000109380-26-000046 |
| Diluted EPS | $6.01 | 2025-12-31 | 10-K | 0000109380-26-000046 |
| Total assets | $88.99B | 2025-12-31 | 10-K | 0000109380-26-000046 |
| Total liabilities | $81.81B | 2025-12-31 | 10-K | 0000109380-26-000046 |
| Operating cash flow | $1.07B | 2025-12-31 | 10-K | 0000109380-26-000046 |
Quarterly — most recent 10-Q
| Line | Value | Period ends | Form | Filing |
|---|---|---|---|---|
| Revenue | $141.0M | 2026-06-30 | 10-Q | 0000109380-26-000111 |
| Net income | $453.0M | 2026-06-30 | 10-Q | 0000109380-26-000111 |
| Diluted EPS | $3.05 | 2026-06-30 | 10-Q | 0000109380-26-000111 |
| Total assets | $89.04B | 2026-06-30 | 10-Q | 0000109380-26-000111 |
| Total liabilities | $81.36B | 2026-06-30 | 10-Q | 0000109380-26-000111 |
| Operating cash flow | $423.0M | 2026-03-31 | 10-Q | 0000109380-26-000083 |
Reading
The figures above are taken directly from filings with the U.S. Securities and Exchange Commission. The reading below was generated by a local language model from only those figures; it introduces no numbers of its own. It is not investment advice.
Zions Bancorporation, National Association’s business scale is substantial, with total assets exceeding $88 billion and liabilities slightly less, indicating a robust balance sheet. The company’s revenue has shown a modest growth trajectory of 3.6% annually over the past seven years, rising from $412 million in 2018 to $529 million in 2025. However, net income margins have contracted during this period, shrinking from 214.6% to 169.9%.
The multi-year revenue trend reveals a gradual increase, with fluctuations influenced by factors such as the economic climate and regulatory environment. Notably, despite the margin compression, net income has consistently remained positive and substantial, indicating strong earnings power. The most recent quarterly figures show a significant jump in revenue and net income compared to the previous year, suggesting potential growth momentum.
In upcoming filings, investors should monitor the company’s ability to sustain or accelerate revenue growth while managing net margin compression. Additionally, tracking operating cash flow trends will be crucial, as it reflects the company’s operational efficiency and financial health. The recent increase in quarterly operating cash flow from $423 million to $1.07 billion (annualized) is a positive sign, but consistency over more quarters will provide further insight into Zions’ financial performance.
Source: SEC EDGAR company facts for CIK 0000109380 · filings index