M&T BANK CORPORATION (MTB) — financial distillation
Annual history (10-K)
Quarterly history (10-Q)
Two headline lines are shown to start. Click any item in a legend to add or remove it — every figure on the chart is one the table below also carries, for the period it names.
In brief, from the full filed history
- Revenue contracted from $3.97B (period ending 2011-12-31) to $1.66B (period ending 2025-12-31) — a -6.1% annual pace across 14 year(s) of filed history.
- Net margin expanded from 21.6% to 172.1% over that same span.
- Across 11 tracked quarters, the strongest was $1.98B (quarter ending 2022-06-30) and the weakest was $360.0M (quarter ending 2023-09-30).
Annual — most recent 10-K
| Line | Value | Period ends | Form | Filing |
|---|---|---|---|---|
| Revenue | $1.66B | 2025-12-31 | 10-K | 0000036270-26-000010 |
| Net income | $2.85B | 2025-12-31 | 10-K | 0000036270-26-000010 |
| Diluted EPS | $17.00 | 2025-12-31 | 10-K | 0000036270-26-000010 |
| Total assets | $213.51B | 2025-12-31 | 10-K | 0000036270-26-000010 |
| Total liabilities | $184.33B | 2025-12-31 | 10-K | 0000036270-26-000010 |
| Cash & equivalents | $1.42B | 2017-12-31 | 10-K | 0001564590-18-002855 |
| Operating cash flow | $3.00B | 2025-12-31 | 10-K | 0000036270-26-000010 |
Quarterly — most recent 10-Q
| Line | Value | Period ends | Form | Filing |
|---|---|---|---|---|
| Revenue | $442.0M | 2026-06-30 | 10-Q | 0000036270-26-000050 |
| Net income | $818.0M | 2026-06-30 | 10-Q | 0000036270-26-000050 |
| Diluted EPS | $5.32 | 2026-06-30 | 10-Q | 0000036270-26-000050 |
| Total assets | $219.26B | 2026-06-30 | 10-Q | 0000036270-26-000050 |
| Total liabilities | $191.31B | 2026-06-30 | 10-Q | 0000036270-26-000050 |
| Cash & equivalents | $1.37B | 2017-09-30 | 10-Q | 0001564590-17-021509 |
| Operating cash flow | $1.01B | 2026-03-31 | 10-Q | 0000036270-26-000034 |
Reading
The figures above are taken directly from filings with the U.S. Securities and Exchange Commission. The reading below was generated by a local language model from only those figures; it introduces no numbers of its own. It is not investment advice.
M&T Bank Corporation’s business scale is substantial, with total assets reaching $219.26 billion as of the most recent quarterly filing and a multi-year average of $213.51 billion. The company’s mix has been predominantly driven by its banking operations, evident in the significant revenue figures over the years, which peaked at $5.63 billion in 2017 before contracting to $1.66 billion in 2025. This multi-year trajectory reveals a stark -6.1% annual revenue decline over 14 years, as per the pre-computed trend fact.
Net income, on the other hand, has shown a contrasting trend with expansion rather than contraction. Starting from $859.5 million in 2011, it grew to $2.85 billion by 2025, indicating an impressive net margin expansion from 21.6% to 172.1%. This growth is noteworthy despite the revenue decline, suggesting operational efficiency improvements.
In examining quarterly performance, M&T Bank has demonstrated resilience with its highest quarterly net income of $1.98 billion in Q2 2022 and managing through challenging quarters such as the $360.0 million recorded in Q3 2023. Moving forward, readers should monitor how M&T Bank navigates its revenue contraction while sustaining high net income margins, as well as any strategic shifts that might address the declining revenue trend. The next filing will likely provide insights into these dynamics and potential mitigation strategies.
Source: SEC EDGAR company facts for CIK 0000036270 · filings index